AHIP EXAM TESTBANK EXAMS WITH CORRECT DETAILED ANSWERS WITH RATIONALES (VERIFIED ANSWERS) |ALREADY GRADED A+||UPDATED 2024

Anthony Boniface turned 65 in 2023. He was not receiving Social Security or Railroad Retirement
Benefits on his 65th birthday. He was interested in obtaining Medicare coverage and is eligible for
premium-free Part A. Before he could enroll in Medicare, his entire area was impacted by a
hurricane causing massive flooding and severe wind damage. The Federal government declared
this to be a natural disaster which has recently ended. During this period Anthony's initial
enrollment period expired. Anthony asks you how he can now obtain Medicare coverage. What
should you say?
Anthony is eligible for a special enrollment period (SEP) because he missed an enrollment period due
to the impact of the Federally declared disaster. This SEP will allow Anthony to enroll in Part B up to
six months after the end of the emergency declaration. Anthony may enroll in premium-free Part A
at any time and his Part A coverage will be retroactive for up to 6 months.
Mrs. Lyons is in good health, uses a single prescription, and lives independently in her own home.
She is attracted by the idea of maintaining control over a Medical Savings Account (MSA) but is
not sure if the plan associated with the account will fit her needs. What specific piece of
information about a Medicare MSA plan would it be important for her to know, prior to enrolling
in such a plan?
All MSAs cover Part A and Part B benefits, but not Part D prescription drug benefits, which could be
obtained by also enrolling in a separate prescription drug plan.
Mrs. Ramos is considering a Medicare Advantage PPO and has questions about which providers
she can go to for her health care. What should you tell her?
Mrs. Ramos can obtain care from any provider who participates in Original Medicare, but generally
will have a higher cost-sharing amount if she sees a provider who/that is not a part of the PPO
network.
Mr. Romero is 64, retiring soon, and considering enrollment in his employer-sponsored retiree
group health plan that includes drug coverage with nominal copays. He heard about a neighbor's
MA-PD plan that you represent and because he takes numerous prescription drugs, he is
considering signing up for it. What should you tell him?
He should compare the benefits in his employer-sponsored retiree group health plan with the
benefits in his neighbor's MA-PD plan to determine which one will provide sufficient coverage for his
prescription needs.
Mr. Sinclair has diabetes and heart trouble and is generally satisfied with the care he has received
under Original Medicare, but he would like to k